2 years ago · Justin Becker · Comments Off on How Long Does it Take to Build a Mobile Home?

How Long Does it Take to Build a Mobile Home?

Purchasing a manufactured home can present a lot of advantages. Depending on your housing goals and financial desires, a manufactured home can be exactly what you are looking for.

Manufactured homes present an opportunity to purchase a sizable home at a lower cost compared to traditional stick-built homes and can even offer high-end finishes (see: manufactured homes vs. stick-built).

Some of the common questions when individuals begin considering purchasing a manufactured home focus on the building process, how long it takes and how it generally works.

It is common not to be familiar with the processes. Many things have changed in the last decade and building a manufactured home has undoubtedly become more streamlined.

The rest of this guide will explain the building process and what you can expect; and, of course, we will certainly cover how long it takes to build a manufactured home from start to finish.

Let’s start looking at some of the specifics.

How Long Does it Take to Build a Mobile Home?

Building a manufactured home is faster than building a traditional home.

Manufactured homes can now be built efficiently utilizing housing plants and specialists that focus on specific trades to help construct manufactured homes quickly and efficiently.

However, several steps still need to be completed in the building process, and they need to be understood as well; especially for everyone reading that is considering this route for their first home or their next home.

Below, we will begin diving into the individual steps you can expect in the construction phase and building process with manufactured homes.

By the end of the discussion, you should have a clear picture and timeline of the process, the steps involved in how mobile homes are built, and what you can expect.

Let’s kick it off with step 1.

Understanding the Manufactured Home Building Process

Manufactured homes, on average, will take about four months to build from start to finish.

However, several steps in the process can impact the total time needed to build a manufactured home.

Much like the process you would encounter building a traditional home, the first thing you need to cross off your list building a manufactured home is funding.

You will need to secure mobile home financing for the construction process to begin.

Here is how it works:

Securing a Construction Loan for Your Manufactured Home

Funds need to be secured for the actual construction of a modular home to begin. Usually, you will find your lender first. Once this is completed, the lender will receive the information pertinent to the construction.

This will typically include cost estimates and how the funds will be used.

Another notable item to consider is that interest typically accrues throughout the construction process on manufactured home loans.

Once construction on the manufactured home is completed, you will typically have the option to convert the loan to a fixed-rate loan, essentially serving as your mortgage.

Of course, only until the manufactured home itself is paid off.

Next, we need to determine where your mobile home will be located.

Locating Your Desired Building Site

Before diving into the construction process, you need to figure out where you desire to live and where your manufactured home will be located once construction is complete.

This needs to be completed before getting into the building specifics, such as choosing your interior, whether you will have hardwood finished flooring, and how you will decorate your home.

You should be sure that during this part of the process you check the zoning and other regulations or restrictions before making any land purchase. Learn all about wind zone ratings for mobile homes here.

Not doing so could result in delays in the entire process. Potentially even a few months.

A professional is typically recommended when having the property surveyed and checked before making your purchase.

Now, the excitement and construction can begin.

The Manufactured Home Building Process

The next phase of the process will be the actual construction of the manufactured home, which can take anywhere from a few days to a few weeks, and even up to a few months, depending on the manufacturer home builder you choose to complete the job.

The manufactured home will be built off-site in a climate-controlled environment.

Palm Harbor Homes is a great website full of information about the building and developing process and can also be a resource for modular home insurance and lending resources.

Not to mention, Palm Harbor Homes can help you find the information you need to find the manufactured home builder you desire.

You can check out Palm Harbor Homes by visiting their website here.

Now, let’s look at the building steps involved with a manufactured home.

The Base Frame Construction of a Mobile Home

The base frame construction of a manufactured home comes first. The base frame and floor will be assembled on steel beams or joists during this phase.

Typically, the steel beams will be welded together with a slight curvature, creating a cambered chassis. This method helps distribute the weight of the home.

This also helps when the manufactured home is transported to support against the road vibration at higher traveling speeds.

HVAC, Sub-Flooring, and Flooring Installation

After the completion of the base frame, the HVAC will be completed, including all ductwork.

During this phase, the electrical and all plumbing lines will also be installed. Ductwork, electrical, and plumbing will be fed through the joist, and spray insulation will be used between the beams. Learn how to super insulate a mobile home here.

The last part of this construction phase will include the subflooring and the flooring finish.

Depending on which manufactured home builder you choose to work with, this is when you will likely have the option to select your flooring. Maybe you prefer laminate, or perhaps you prefer hardwood. The choice will be yours.

Finally, before wrapping up this part of the construction, the water heater and furnace will be set in place and fully installed.

Once these initial items are covered, the interior and exterior wall construction can begin.

Exterior and Interior Walls

When the exterior and interior walls begin building, they will be completed in separate areas.

Typically, exterior walls are built on a flat surface and use 2x4s, 2×6 wood studs, and conventional window headers; door headers will be used, too.

Once the walls are completed, they will be lifted and secured to the floor joists using hurricane straps.

Once the floor joists are secured to the walls, the insulation and drywall are completed.

Now that the entire base of the manufactured home walls and floors are complete, it is time to move onto the roof.

Roof Installation

The roof installation is one of the last steps in the building process for a manufactured home.

Roofs for modular homes will typically be assembled using trusses and exterior sheathing.

Once the roof is completed (not including the shingles or asphalt finish), the interior ceiling and the drywall mentioned in the previous step will be attached and painted.

Following the completion of the paint, most manufactured home builders will add moisture barriers and blow insulation into the cavities. Learn how long mobile home roofs last here.

The home is now nearing completion, but we have one final step to cover in the construction phase, which adds the finishing touches and protection to the house.

House Wrap, Siding, Shingles, and Finishing Touches

House wrap will now be added, and siding will be installed on all exterior walls. The asphalt shingles for the roofing will also be added at this time. Learn about the best roof coating for mobile homes here.

The remaining items that need to be completed in this phase include the following:

• Windows Installed
• Doors Installed
• Outlets
• Appliances
• Bathroom Finishes and Fixtures
• Light Fixtures
• Phone Jacks and Cables Mounted
• Carpet Installed (if not satisfied when flooring was completed previously)

Now that the construction and building process is nearing its completion, the site and property inspection will need to begin.

Site Prep

Site prep for a manufactured home can either be a few weeks or could experience delays.

This is typically when permits will be obtained and checked, in addition to having the actual building pad or foundation for the home inspected before delivery.

Now we are getting closer to the final inspection of your manufactured home.

Home Installation, Delivery, and Final Inspection

So, you have made it to the finish line (almost). Now it is time to make sure everything is completed to your liking and that the agreed-upon project is sufficient, as promised.

The home is completed and constructed, and the building site has a green light for delivery.

At this point, your manufactured home will be loaded onto a truck and transported to the home site. Learn about the cost to move a mobile home here.

Once the home arrives, it needs to be secured to the actual foundation.

If you purchased a brand new single-wide or double-wide mobile home, you would also need the manufactured home builder to join the sections together at the finished home site.

Once the manufactured home is delivered on-site, the utility connections will need to be taken care of, including water, gas, and electrical. Not to mention any other desired services you may have obtained on your own, such as internet or cable services.

Any final touch ups on paint or drywall will be completed and the home will be ready for you to take a final look at.

The Final Walkthrough

The final walkthrough on your manufactured home can be exciting, but it is also time to focus.

This is your opportunity to make sure everything is precisely the way you ordered it and in place.

It is essential to look for cosmetic issues or any issues in general that may require attention before the process is completed.

Common areas to check for said damage include doors, windows, paint, light fixtures, appliances, and the exterior.

If problems are found during the walkthrough, it will be the responsibility of the manufactured home builder to remedy it.

However, if the problems are not mentioned, addressed, or noticed at this time, the responsibility to fix the issues will fall on the homeowner later on.

Have fun with the final walkthrough, but do your due diligence to ensure the home is cosmetically satisfactory and everything is working correctly.

Final Thoughts: Building a Manufactured Home Can Be Simple and Streamlined

A manufactured home’s building process and construction can be relatively simple and painless.

A few steps need to be completed, and of course, you need to secure financing.

The process, in general, is only getting more streamlined and convenient for buyers.

If a manufactured home is what you desire, you can rest assured that the process will be much more straightforward and financially beneficial than purchasing a traditional home. Just be sure to work with a manufactured home builder you trust and prefer.

If you are debating between a manufactured home or a traditional home, you can check out some of the pros and cons of manufactured homes in our guide here.

If you are looking to move into a manufactured home in the Cedar Springs, MI area, be sure to check out what we offer at Cedar Springs Mobile Estates.

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2 years ago · Justin Becker · Comments Off on How Much Does a Mobile Home Cost?

How Much Does a Mobile Home Cost?

Compared to a decade ago, manufactured homes are gaining momentum and demand. With more than 22 million Americans currently living in mobile homes, it is clear that the population has shifted and is happy with the option to purchase a mobile home.

Who wouldn’t be? Not everyone needs a 1+ acre yard or 4,000+ square feet. Some may have kids that have finished school and moved out to start their own families. Others may prefer a manufactured home to continue saving money to purchase their first single-family home.

It is an expensive world we live in 2022, with inflation reaching all-time highs. Having the funds set aside for a down payment on any home can be difficult in today’s economy.

This, plus the new modern-day options and upgrades available with manufactured homes makes the idea of purchasing a mobile home even more appealing to the masses.

What does it truly cost to own a manufactured home?

When that question is posed, it is not just the home we are trying to analyze. Other costs very similar to owning a single-family home can also be associated with owning a mobile home.

The rest of this brief discussion is designed to break down those details.

How Much Does a Mobile Home Cost?

When you purchase any home, the home is one piece of the total cost. Yes, it is the most substantial cost and requires the most significant down payment or due diligence to gain financing, but it is still only one piece of the pie.

We think everyone can agree with that.

In addition to the home itself, you have other costs that are associated. Some of these costs may show up monthly, and some may be a cash-out-of-pocket today scenario.

Others may be related to repairs and what I call “the unexpected,” such as mobile home maintenance.

If you are considering purchasing a mobile home, it is essential to understand the entire scenario you are getting into, both the good and the bad.

The total costs. Not just one piece of the pie.

Average Sales Price Nationwide for Mobile Homes

As of 2022, the nationwide average sales price for a mobile home price is $112,000.00. The cost of a mobile home and the median price vary based on the mobile home’s size and additional customizations or features.

Types of Mobile Homes (Single-Wide vs. Double-Wide)

The cost can vary substantially depending on whether you are looking at double-wide or single-wide mobile homes. Here is a look at the average price of a mobile home based on size according to the U.S. Census Bureau:

• Single–Wide Mobile Home Average Cost – $51,371.00
• Double–Wide Mobile Home Average Cost – $107,500.00
• Triple–Wide (Known as Multi–Wide) – $200,000.00+

Combining all these options when considering a mobile home creates the median or average price of a mobile home in the United States at $112,000.00.

Size and Features Impact on Price of Manufactured Homes

One consideration is the choice between a double-wide, single-wide, or even a triple-wide. Other options and features can significantly impact the total cost, too.

Nowadays, you will have more options than ever when shopping for manufactured homes. Options can include vaulted ceilings, high-end appliances, and even the amount of yard space available.

Of course, even some of the basics you opt for will also impact the total cost of a mobile home.

Here are some examples:

Bedrooms

Bedrooms will typically be reflected in the cost because the mobile home’s size will increase. A lot of modern mobile homes will be offered with the following options:

●       1–Bedroom

●       2–Bedroom

●       3–Bedroom

●       4–Bedroom

Square Feet Can Impact Pricing

The amount of living space also begins impacting price. It makes sense. If you are looking for a mobile home that is twice the size of another option, it is going to cost you more.

We briefly touched on square footage when we discussed the differences between single-wide, double-wide, and triple-wide options available.

Based on the size of the mobile home, you can expect the cost of the unit to increase.

Other Features Often Added to Mobile Homes Inflating Costs

Other features can also make a difference in the cost of a mobile home. Some mobile homes will offer other higher end cosmetic upgrades, such as stone fireplaces.

Having a mobile home that has one bathroom vs. two bathrooms or more can also inflate the total cost of a mobile home.

You can also opt for a home with master bathrooms and walk-in closets. You can even opt for a mobile home community that offers an additional storage shed on the property.

This barely touches on all the options you could consider, which would impact the mobile home’s overall cost.

Other Costs Associated with Mobile Homes

Now that the basics have been covered, it is essential to understand that other costs will be associated with purchasing a manufactured home.

Some of the costs you may be able to avoid, and some are very common and more difficult to get away from.

Let’s start with where the home is going to reside.

Purchasing or Leasing Land for a Manufactured Home

Purchasing or leasing land for your mobile home is also an option during the purchasing phase.

Here is how it works.

With a land-lease agreement, the tenant does not have to be concerned with anything related to the land.

Land leases need to be renewed with landowners, and the costs will vary, like how it works when renting a lot for your home. Learn what is lot rent for a mobile home here.

However, typically with a land lease, you will not have to worry about associated costs or maintenance related items with your land.

Most mobile home communities will provide such services as part of the agreement. Learn what a mobile home community is here.

Think of a car lease or an apartment lease. While it is not the same, the same idea applies.

You are using the land at a particular cost for a specific amount of time and then will decide whether to purchase after the lease terminates or renew the lease.

Typically, this is referred to or used most frequently in “rent-to-own mobile homes” with the tenant and landowner.

Lot Rent and Mobile Home Communities

Lot rent and the cost of being in a mobile home community is another financial consideration to keep in mind when purchasing a home.

The costs of renting a lot will vary based on location and amenities, but typically will range between an additional $200.00-$700.00 per month.

If you are currently in the middle of a manufactured home search, talk to the owner of the mobile home park to understand your options and what is the most beneficial for your current situation. Learn how to buy a mobile home in a park here.

Property Taxes on Mobile Homes

Renting land or a lot for your mobile home does not give you full ownership or control of the land.

On a positive note, if you opt to rent a lot in a mobile home park, you don’t own the property, which means you can avoid paying property taxes. That will be the responsibility of the individual who fully owns the land.

However, when renting a lot or deciding to move into a mobile home community, it is essential to understand that strict regulations may be in place.

While the regulations are typically only designed to benefit the tenant and the overall community, they are still something that specific individuals may not want to participate in.

How to Purchase a Mobile Home

Now that you have an idea of the costs associated with purchasing a mobile home, it is time to understand how you go through the process of buying a mobile home.

In most situations, you will have to secure some form of funding unless you have the cash available to purchase the home outright.

The most common way used is financing and securing a loan for the property, which will have several options to decide between.

Financing Options Available for Mobile Homes

Want to know how to finance a mobile home? Financing a mobile home used to be much more challenging than it is today compared to purchasing a single-family home.

Regulations and guidelines are a bit tighter, and you will need to understand your options before beginning the process.

Here are some standard loan options you have when purchasing a mobile home.

Regardless of which option you choose, it is imperative to understand and read the fine print carefully and look over your retail installment contracts on the home itself before making any final decisions.

Loan Types Available for Mobile Homes

Manufactured homes are a popular option as it stands today.

People enjoy the tiny home idea (see tiny house vs. mobile home) or just do not have the cash ready to purchase a single-family home.

Due to the popularity increase of mobile homes, financing options have expanded.

Typically, your financing options will be provided by credit unions, specialty lenders, and financing with the mobile home manufacturer or community. Government agencies may also be in the mix when considering financing for a manufactured home.

Here is a look at your financing options when purchasing a mobile home:

VA and Conventional Loans

Some Government agencies are willing to help you gain financing for your home purchase.

The U.S. Department of Veteran Affairs (VA), in addition to the U.S. Department of Agriculture (USDA) and Federal Housing Agency (FHA), can all be options for financing when purchasing a manufactured home.

To use these options for a mobile home, stricter guidelines must be met.

Additionally, FHA and VA loans would require your home to be permanently affixed to the land, and you could not lease your land. You would need the mobile home to be permanent and own the land it resides on.

These loan types will offer the hardest approval process, but also have the most favorable financial terms, including lower interest rates.

Affixing a mobile home to land can also help the mobile home to increase in value. Opposed to just allowing the mobile home to sit on flat land where the value either does not appreciate quickly and can even face depreciation. Learn other ways on how to increase the value of a mobile home here.

Chattel Loans

Chattel mobile home financing is also a viable option to purchase a mobile home.

They can often come at a heavier expense compared to other financing options you can opt to use.

Chattel loans are used for homes considered “capable of moving” or movable. A chattel loan is often used for manufactured homes, yachts, and other living quarters that can be moved.

They often offer shorter loan terms, reducing total interest paid, but also increasing the payment size.

Currently, chattel loans extend out 23 years with select lenders, and the best interest rate you can likely expect is in the ballpark of 6-9%.

While beneficial with lower closing costs, chattel loans may not be the best option for you if you can qualify for a traditional mortgage payment.

Chattel loans likely are not the best option if you are looking for the lowest possible monthly payment.

A traditional mortgage will typically extend up to 30 years, lowering the cost of each monthly payment.

Mobile Homes vs. Single-Family Homes

10 years ago, the thought of putting mobile and single-family homes in the same conversation did not make much sense.

Today, arguing a reason not to consider them together is challenging.

Manufactured homes can feature similar size and quality, and purchasing options are becoming similar to purchasing a single-family home.

Not to mention, the popularity is beginning to gain more and more traction with manufactured homes.

While it may be more beneficial to get financing on a single-family home, it is still money-saving to purchase a manufactured home.

The Takeaway

Mobile home costs have certainly increased some over the years. With that said, mobile homes have also become much more accepted and can be just as good as any single-family home.

If you want to buy a mobile home, now is a great time to consider.

Manufactured homes can be a perfect fit for a good portion of the population, depending on your lifestyle and needs.

Manufactured homes come in various options and are produced at scale; and the quality and opportunity to choose a smaller living space or enjoy a manufactured home community has never been better.

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2 years ago · Justin Becker · Comments Off on The Best Houses for Sale in Cedar Springs, Michigan

The Best Houses for Sale in Cedar Springs, Michigan

Moving or purchasing a new home can be stressful or one of the most exciting journeys of a lifetime. Cedar Springs, MI does not have a shortage of real estate available, but you should be educated on what to look for and where the actual value can be found in Cedar Springs, MI.

More specifically, where are the best homes for sale in Cedar Springs, MI. Other questions during the buying process will also arise, such as which real estate service to work with and even which online real estate platforms will narrow your search for you. Learn what is the best website to find a mobile home here.

It is also important to consider what the area has to offer when purchasing a home.

The rest of this discussion will break down everything you need to know to find the best houses for sale in Cedar Springs, Michigan, and provide other tips to help you through the buying process.

Houses for Sale in Cedar Springs, Michigan

Every consumer is different. Everyone has specific needs and wants when searching for a home.

Many will look for a safe area with a desirable school district, and others may be focused on getting the most value and square footage for the money spent. Some may also consider personal liability home insurance in the process.

You may even be debating between renting and owning. Everything depends on your specific desires and financial status.

Some things will always be true during a home search, and several vital items always need to be considered during the property search phase.

Here is a look at a few of them:

Price: What price range are you capable of purchasing or renting a home in (monthly and total cost)?

Location: Do you need to be within a certain distance of a particular area?

Schools: This is applicable for buyers with children looking for a decent high-rated school system and school district.

Appeal, Style, and Size: We all like to have nice things. Style and size matter.

Costs of Living: The home purchase is one thing, but what will it cost you to live in that home moving forward? Here is everything you need to know about mobile home expenses.

Since we already know the location you are considering for your home purchase, we want to discuss why Cedar Springs Mobile Estates is your best option to find the best homes for sale in Cedar Springs, Michigan.

Cedar Springs Mobile Estates

You may not know exactly what you want today and still find yourself searching for the best possible living situation and home near or in the Cedar Springs, MI area.

That is okay!

In this discussion, we are here to ensure that you don’t overlook one of the best options you can choose in Cedar Springs, Michigan.

We previously discussed what many home buyers prioritize during the home searching phase or what you may prioritize in your search, even if you prefer to rent.

To showcase Cedar Springs Mobile Estates, we want to point out why they are one of the best options by simply explaining what Cedar Springs Mobile Estates can offer.

Size and Appeal

When it comes to design options, overall size, and curb appeal, Cedar Springs Mobile Estates does not disappoint. It is one of the most attractive options in the Cedar Springs, MI area from this perspective.

Cedar Springs Mobile Estates offers single-wide mobile homes and double-wide mobile homes that can feature sizable living areas with the addition of front and backyards. In fact, Cedar Springs Mobile Estates is one of the top double-wide mobile home dealers in Michigan.

This can be perfect for someone with kids or just the individual who prefers plenty of yard space.

It is also great for individuals who prefer a home that is good in size, but not overkill.

Cedar Springs Mobile Estates also offers mobile homes for sale in Cedar Springs, MI with stone fireplaces, oak kitchens, and master bathrooms.

Depending on what price range you are considering purchasing your next home in, Cedar Springs Mobile Estates may offer precisely what you are looking for in the price range you desire.

Depending on your age, you may also be drawn to Cedar Springs Mobile Estates since you will never have any stairs or elevators to worry about. While different designs and floor plans are available in Cedar Springs Mobile Estates, all homes are 1-story and do not have any elevators or stairs.

Community

You may be shocked to know, but life in a mobile home park creates some of the best friendships and offers the ability to genuinely get to know all your neighbors.

Cedar Springs Mobile Estates is no different.

Cedar Springs Mobile Estates tenants and owners take pride in their community and build relationships with their neighbors, turning into lifelong friendships.

If that is not enough, Cedar Springs Mobile Estates still offers much more.

Cedar Springs Mobile Estates also provides on-site maintenance and is located close to US-131.

Another benefit of living in Cedar Springs Mobile Estates that we often hear about from our residents is the locally planned events within the community.

While you can attend these sorts of events in other communities, you will not see them nearly as often, and you won’t know everyone attending in the same way you can at Cedar Springs Mobile Estates.

Cedar Springs Mobile Estates is also considered very safe, and the community rules and guidelines make the option to purchase or lease a home even more attractive. Learn more about our rent-to-own mobile homes here.

Due to the community rules and guidelines, you will not have to worry about things like:

●        Unleashed or Free Roaming Animals

●        Rowdy and Unruly Parties

●        Loud Music

Whether you have a newborn baby or are purchasing your home in retirement, I think we can all agree that roaming animals and late-night music is not something we desire.

Area and Amenities

Cedar Springs Mobile Estates will offer a long list of local amenities and perks, and you will never run short of things to do in Cedar Springs, Michigan.

Whether you are looking for one of the best golf courses in Cedar Springs, MI or just like to eat at great Cedar Springs restaurants, you will be in great shape.

Additionally, Cedar Springs Mobile Estates offers basketball courts, is open to pets, and has a pet park.

Cedar Springs Mobile Estates also makes it easy to get your kids to and from school with convenient pickup and drop-off locations within the community.

These are only a few perks within the community’s limits. This does not even include all the great things you can do in the Cedar Springs, Michigan, area.

Option to Lease or Purchase

Not everyone is in the position where they can purchase a home. One of the best things about Cedar Springs Mobile Estates is the option to lease or buy.

Cedar Springs Mobile Estates also offers you the ability to rent-to-own (learn how to rent-to-own a mobile home here); which may be the perfect scenario for many individuals currently looking for a home, but not quite ready financially to fully purchase.

Be sure to look at the available options that include 1 BR, 2 BR, 3 BR, and 4 BR mobile homes for rent in Cedar Springs, MI offered in the community.

Available Real Estate Companies and Services

When comparing options, shopping the market, and attempting to find the best home possible, you may not be convinced that the Cedar Springs Mobile Estates is the only place you should visit during your search.

We agree and encourage everyone to compare options and shop for the most ideal home in the price range you prefer.

Not to mention, many available real estate companies or real estate comparison services that will provide options for you in Cedar Springs, MI offer great filters to help you narrow your search even further.

You can use search parameters such as the number of bedrooms and bathrooms you prefer and ensure you are only viewing options in your price range.

Here is a look at some of the real estate companies and comparison-shopping websites we recommend for shopping in the Cedar Springs, Michigan, area:

• Target Realty Group, LLC
• Greenridge Realty
• Bellabay Realty, LLC
• Ensley Real Estate
• Key Realty
• Allen Edwin Realty, LLC
• Realty Platforms
• Five Star Real Estate
• American Real Estate Services
• Midwest Properties ERA Powered

We personally like Greenridge Realty out of the options above. Greenridge Realty is the largest real estate brokerage that serves Western Michigan and the Grand Rapids/Cedar Rapids area. Checkout mobile homes for sale in Grand Rapids, MI here.

Greenridge also has an option on the website you can use to view available listings in Cedar Springs, Michigan.

We also like American Real Estate Services since American Real Estate Services is focused on real estate in the Cedar Rapids area.

Anyone considering moving to Cedar Rapids, MI should consider American Real Estate Services.

It is nice working with a knowledgeable and local agent when focusing on a specific area.

You could also use the Michigan Regional Information Center for additional help with your search. The Michigan Regional Information Center can help provide information, such as the following:

• Perform Property Searches
• Find Local Realtors Near Cedar Springs, MI
• Check Open House Times

Our Takeaway: Cedar Springs Mobile Estates May Be for You

Cedar Springs Mobile Estates may not be for everyone. Still, it surely has the benefits, community, and desirable characteristics to appeal to most.

If Cedar Springs Mobile Estates has not been considered, and maybe you potentially overlooked this option at first, consider visiting to look at what is currently available.

The process of searching and finding the best potential house for you and your family can be tireless and sometimes feel like it will never end. We aim to make the process as easy as possible for you and highlight what we offer.

Hopefully this helped a little and best of luck in your home search.

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2 years ago · Justin Becker · Comments Off on The Best Used Single-Wide Mobile Homes for Sale in Michigan

The Best Used Single-Wide Mobile Homes for Sale in Michigan

Living in Michigan gives you some great perks, but you also have to be careful about selecting just the right kind of housing. Traditional housing, including apartments, can be kind of pricey with rising rent rates and several restrictions to consider. All in all, it sometimes makes much more sense to buy a used single-wide mobile home or manufactured home.

What is a Mobile Home?

So, what is a manufactured home? There are many types of mobile homes out there, but they all have one thing in common. Instead of the usual construction on a site, like stick-built houses (see manufactured homes vs. stick-built), mobile homes or manufactured homes get their start in a factory. The factory manufactures the different parts, which a team will then construct on a certain site.

Mobile homes can have a larger square foot area than some apartments, especially if you go for the double-wide option. However, a single-wide mobile home is a more accessible choice because you get to have your own private property at a relatively lower cost. It is always a good idea to explore more on what a single-wide mobile home is and compare single and double-wide mobile homes for sale.

Why Should You Consider Buying a Mobile Home?

If you are aiming to live in Cedar Springs, getting your own mobile home is an excellent idea. Not only will you get the perks of living in this convenient area, but you will be investing your money instead of spending a large chunk in rent each month. There are several ways to increase the value of a mobile home, so it is possible to earn a profit when you finally sell it.

Mobile homes can be less pricey as compared to traditional homes. Therefore, you do not necessarily have to think about availing any financing options to get that dream home. There are several mobile homes in Cedar Springs that are for sale right now. Among these, Cedar Springs Mobile Estates is one of the best options.

Which Mobile or Manufactured Home Community to Choose?

While it is possible to construct a mobile home on your own real estate properties, the easiest way is to check out some mobile home communities. These communities will have some mobile homes for sale in Cedar Springs, MI at this point. However, we will always recommend that you consider Cedar Springs Mobile Estates to eliminate any bad experiences.

Used Single-Wide Mobile Homes for Sale

So, why should you first be looking at the mobile homes for sale at Cedar Springs Mobile Estates? If you are not a property owner yet, it is important to find a safe, convenient, and reasonable place for your mobile home. Of course, a used option is even more cost-effective along with being ready for occupation.

If you are currently in the market for used single-wide mobile homes, you might get confused with all the options available now. There are several companies managing communities for mobile homes these days, but Cedar Springs Mobile Estates takes the cake for most residents!

Here are just a few reasons why:

1. It is Possible to Own Your Home

Even the best apartment complexes in Grand Rapids will only let the residents rent their units instead of giving ownership. At Cedar Springs Mobile Estates, you have the option of buying modern, up-to-date manufactured homes at affordable rates. There are also some awesome deals if you want to become a homeowner as quickly as possible. Contact us today to find out how to buy a mobile home in a park!

Access to Shared Amenities

When you have a manufactured home in this community, you have your privacy as well as access to our shared amenities. We have a five star real estate property for our manufactured homes as well as our own blogs (checkout the Cedar Springs Mobile Estates Blog). Do read up on them and see what the mobile home community life is like.

2. Low Average Cost

If you opt for a single-wide family mobile home at Cedar Springs Mobile Estates, the average price per square foot is just about a third of what it could be for a conventional home.

Purchasing a mobile or manufactured home might also not be financially risky. Overall, if you are looking to save money while still living near a place like Grand Rapids, this option is the way to go.

Low Down Payment

The down payment for a manufactured home in Cedar Springs Mobile Estates is also much less than that of any traditional home. Even though we do offer mobile homes for rent in Cedar Springs, MI, we actually recommend buying a mobile or manufactured home from us rather than renting as it saves you a lot of money in the long run.

For now, the down payment on a manufactured home in Cedar Springs Mobile Estates is around 5-10%. This is around the same as you will pay as just move-in fees with a rental home. Overall, this is among the best deals you can get for a house near Grand Rapids.

However, do keep in mind that there will be some unique costs tied to mobile home living. Make sure to find out everything you need to know about mobile home expenses before deciding on a housing option.

3. High-End Living

Many people may not think of high-end living when you mention mobile homes. Have no fear; the homes available at Cedar Springs Mobile Estates will soon prove them wrong!

Not only are all our homes upgraded and modernized as much as possible, but they are also customizable according to your requirements. You can choose from a range of designs, finishes, and open floor plans. Inside, there are multiple bathrooms, wooden floors, modern countertops, fireplaces, and even gourmet kitchens (with elegant yet cheap kitchen cabinets) for your cooking needs.

4. A Peaceful Community

Cedar Springs Mobile Estates itself is a beautiful community that ensures to welcome all newcomers. The homes are affordable, and they also allow you to lead a comfortable and luxurious lifestyle. As a result, the atmosphere here is a peaceful one that lets you be productive, well-rested, and happy.

Resident Amenities

The perks of living in Cedar Springs Mobile Estates comes with the exclusive resident access to certain amenities. These include playgrounds, picnic areas, grilling areas, landscaped parks, basketball courts, and a clubhouse. This makes it a perfect place for families as well.

Building Bonds

With all these amenities, we are also proud to say that our residents are committed to keeping the community clean, safe, and welcoming. You will not be far from a friendly place when you settle down in Cedar Springs Mobile Estates.

There are also a lot of events within the community each year. Most of them are sponsored by the management. These are aimed at building up a bond between the residents and staff, especially those who have been with us for a long time.

A Pet-Friendly Policy

At Cedar Springs Mobile Estates, we are fully aware that pets are members of the family. Keeping this in mind, pets are allowed, to a certain extent, within the community (checkout our mobile home park pet policy). This policy applies to both renters and buyers.

5. Strategic Location

Another practical reason to choose a single-wide mobile home in Cedar Springs Mobile Estates is the community’s strategic location. If you settle down here, your home will be just a five minutes’ drive away from the city of Rockford and a 20 minutes’ drive from Grand Rapids. Both of these places are exciting venues with a lot of activities and sightseeing opportunities.

You will also be just a minute away from Downtown Cedar Springs. Again, this is quite a happening part of town with loads of cultural and community activities. You can choose to dine-out at some of the best Cedar Springs restaurants, partake in some quality Cedar Springs, MI shopping, and take part in various recreational activities such as skiing, camping, hiking, fishing, etc.

6. A Great School System

The Cedar Springs Mobile Estates is within the Cedar Springs Public Schools District. The school system is known for its top-quality education and excellent results. So, you get access to all that in this community. The school system has recently undergone a heavy renovation worth several million dollars. This effort shows us how serious everyone is about educating the children in the area.

The school system in Cedar Springs has good options for both private and public schools. Parents can easily look around and give their child the kind of education they think is best. You can check out the reviews of all of the Cedar Springs schools to know more about the academics. One thing is for sure, though; the quality of education here is second to none in the whole of the U.S.

The Takeaway

With the soaring prices for housing and real estate in this day and age, alternative housing could be the future.

Cedar Springs Mobile Estates offers one of the best experiences of owning a used single-wide mobile home in Michigan.

Here, you can have some private space, a friendly community, and the benefits of living in a nice neighborhood.

However, it is also important to keep in mind that mobile homes or manufactured homes are not the only alternative housing option out there. There are also tiny homes, earth houses, container homes, and several other choices to consider. Before you make any final decision, make sure to compare a tiny house vs. mobile home, and so on.

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2 years ago · Justin Becker · Comments Off on Single and Double-Wide Mobile Homes for Sale: What Fits You?

Single and Double-Wide Mobile Homes for Sale: What Fits You?

House, abode, casa, pad, dwelling, whatever you choose to call home, it is your castle, and nobody can or should tell you otherwise.

Be it a luxury condominium, studio apartment, 8,000-square foot McMansion, brick townhouse, brownstone, or a single-wide or double-wide at Cedar Springs Mobile Estates, it is where you create memories, take a shower, cook meals, entertain, and lay your head to rest.

No two homes are alike, whether they are in a rural or urban area, a mobile home park, or a tract, homes come in all shapes and sizes, and are built with varied materials.

That said, maybe it is time to shake up your life and stop trekking all over town on Sundays to look at an open house or other real estate properties and consider something different and loaded with amenities — something more affordable, like a single or double-wide mobile home to call “home-sweet-home.”

Amenities

Speaking of amenities, if you thought wood floors, spa-like bathrooms, glorious gourmet kitchens for the chef in you, and upgraded cabinets with sparkling granite-like countertops were only to be found in a 3,000-square-foot gated residence smack in the middle of suburbia, you are dead wrong.

There are some elite and amazing mobile homes and manufactured homes ready and waiting for you with their welcome mats out at the manufactured home community of Cedar Springs Mobile Estates in Cedar Springs, near Grand Rapids, MI.

Yes, Cedar Springs Mobile Estates is located at 400 Susan, Cedar Springs, MI. 49319, and is where you will find your dream home, along with well-groomed landscaping, an attentive management staff, new friends, pretty parks, affordable homes, industry-compliant buildings, as well as green areas for your pets to romp around at.

Goodbye Stigma

Did you know that many present-day manufactured homes, like those located at Cedar Springs Mobile Estates, no longer have the bad stigma associated with the homes that were once termed “trailers” and built before 1976 thanks to the HUD Code?

The HUD Code for mobile homes was developed to ensure manufacturers follow the standards for construction, design, energy-efficiency, safety, and transportation – and it has been providing those requirements for over four decades.

As a result of the code, many mobile homes and mobile trailers, such as single-wides and double-wides, are catching the attention of numerous retirees, those with disabilities who don’t want a two or even a three-level home, single families, newly married couples, millennials, and everyone else in between; especially at Cedar Springs Mobile Estates, a prime property in a fantastic location.

So, what is the real difference between double and single-wide mobile homes? There is quite a bit, and it is not at all what you expected. It is a whole lot more and pretty exciting to boot if you are looking for a new beginning in your life.

Do keep on reading more below to learn about single and double-wide mobile homes for sale to help determine which fits you best.

A Place for All

Firstly, whether you are finally downsizing to a mobile home, the offspring have grown up, graduated, and fled the nest, or you are starting a new period in your life, think about something besides a traditional site-built home, such as a manufactured home at Cedar Springs Mobile Estates.

What is a Mobile Home?

You might be envisioning a mobile home, prefab homes, or modular homes, as boxes made of ugly siding.

Not anymore! The modern-day versions are constructed with quality materials, from wood to vinyl, and offer amazing amenities just like suburban homes; and mobile homes are built to endure for years. Learn how long manufactured homes last here.

Next Step

Sold yet on one of these homes?

First, you need to decide what size single-wide or double-wide mobile home you need and how many people will be living in it. Is it you and your spouse? Just you if you’re a newly single parent with kids, or are you in your Golden Years and a recent widow or widower?

Regardless of your current situation, mobile homes are ideal for anybody who wants a quality home, but without the worry of a traditional home.

Once you decide who is coming along for the ride, you will need to decide what type is better for you, a single or double-wide.

Single–Wide

Wondering what is a single-wide mobile home? Single-wide manufactured homes are narrower than double-wides, but can still offer plenty of space, nice bedrooms, updated kitchens, modern bathrooms, and other amenities.

If it is you and another person who will be living in the mobile home or prefab home, and you don’t need much space, a single-wide manufactured home could be a good fit.

Single-wide mobile homes are typically not connected with hallways (or there may be a very slim one in some cases).

Most mobile homes, like single-wide and double-wide mobile homes, are not stationed to the ground, but rather elevated with risers, like the ones at Cedar Springs Mobile Estates.

Single–Wide Costs

Single-wide homes and manufactured home sizes depend on the maker, and prices can range between $33,941-$66,629. Learn how to buy a new manufactured home here.

Double–Wide

Need more space, and prefer luxuries like a gourmet kitchen, recessed ceilings, textured walls, or a stone fireplace? Then double-wide mobile homes are right up your alley. These mobile homes and manufactured homes are built in two parts and then joined, once transported and placed, to make one double-wide trailer.

Double–Wide Frills

Double-wide mobile homes, prefab homes, and manufactured homes at Cedar Springs Mobile Estates have more square footage and offer varied floor plans.

A double-wide manufactured home is great for empty nesters and first-time home buyers. A double-wide manufactured home ranges from the mid-900s to almost 2,200 square feet at Cedar Springs Mobile Estates, where there are various mobile homes for sale in Cedar Springs, MI.

Overall, double-wide manufactured homes have numerous amenities, as you will see when looking at these homes for sale at Cedar Springs Mobile Estates.

Also, a double-wide mobile home could provide a good return on your investment if you sell — it is your own mobile home to do whatever you please. Learn more about if a mobile home is a good investment here.

Skip the Realtors

If you need extra space that your current apartment is not providing and you love beautiful amenities, a single or double-wide mobile home awaits you at Cedar Springs Mobile Estates, which is one of the top mobile home parks in Michigan with manufactured homes for sale.

If you are tired of searching real estate properties every weekend for your dream home, check out the homes for sale at Cedar Springs Mobile Estates.

You can own manufactured homes, a prefab home, or modular home sooner than later and skip the realtors. Instead, opting for a single or double-wide manufactured home at the Cedar Springs Mobile Estates community will become your new dream home.

If that is not enough, there is plenty more at Cedar Springs Mobile Estates to spark your interest at the beautiful mobile home park.

Single and Double-Wide Mobile Homes for Sale

At Cedar Springs Mobile Estates, you will discover modular homes for sale with all the bells and whistles you need and want, as well as many other perks.

Our private community is situated on private property and has numerous community attractions to enjoy, like basketball courts, picnic and grilling areas, and many planned resident social events to meet neighbors.

Located within Kent County, Michigan, there are more than 20 townships, nine cities, and five villages to explore. There are also plenty of things to do in Cedar Springs, Michigan, like eateries, cafes, Cedar Springs restaurants, Cedar Springs, MI shopping, cultural events, excellent Cedar Springs schools, healthcare, and more. These are all the more reasons why deciding to take up residence at Cedar Springs Mobile Estates is simply a no-brainer.

Lots of Options

The property has many modular homes, manufactured homes, and prefab home options for everyone’s taste. At Cedar Springs Mobile Estates, you can find a mobile home for sale, modular homes for sale, or even mobile homes for rent in Cedar Springs, MI, if you want.

Whatever your desire for a residence is, you will find it at Cedar Springs Mobile Estates, which is about 20 minutes from Grand Rapids, Kent County, MI, and it will be extremely rewarding thanks to the private property’s offerings.

Prime Location

Where is Cedar Springs, Michigan you ask? Cedar Springs Mobile Estates is less than one mile from Muskegon off the US-131, and a few minutes from downtown Cedar Springs, MI.

Are You Ready?

Now that you have learned all the ins, outs, and details of Cedar Springs Mobile Estates in Cedar Springs, as well as what modular homes and double-wide trailers are about, isn’t it time to visit and see the for sale units?

One thing is for sure, the manufactured home community of Cedar Springs Mobile Estates will be excited to embrace you as one of the family and supply you with an amazing place to grow a garden, toss a ball, or play games with your kids or grandkids, and safely walk your dog.

Go ahead and pay the friendly staff in the Cedar Springs, MI area a visit to begin your new journey where you will meet new friends and neighbors in this lovely community that you will soon call your home, abode, dwelling, pad, or house.

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2 years ago · Justin Becker · Comments Off on Tiny House vs. Mobile Home: Which is Right for You?

Tiny House vs. Mobile Home: Which is Right for You?

According to a 2018 National Home Builders Association survey, tiny houses have become very popular. At least half of Americans nowadays consider living in tiny homes, which in most cases are less than 600 square feet.

There has also been a rise in the development of manufactured or mobile homes, with at least 20 million Americans being housed in these units today. While both tiny homes and mobile homes present some common benefits, such as affordability, there are also certain differences between them.

Here, we look at the pros and cons of manufactured homes and tiny homes so you can select the best option with ease.

Tiny House vs. Mobile Home

Are you undecided whether to go for a mobile home or a tiny house? Let’s consider their pros and cons below:

Mobile Home

Mobile homes, otherwise known as manufactured homes, are prefabricated homes developed in a factory and then moved to a specified location. The development of these homes is guided by the HUD Code for mobile homes, which came into existence in 1976.

So, what are the pros and cons of mobile home living? Keep reading to find out.

Pros of Mobile Home Living

There are various reasons why selecting a mobile home would be a good idea:

Manufactured Homes are Affordable

The dream of every homeowner is to get a high-quality home affordably. If this is your wish, mobile home living is your best bet.

For your information, you can easily land a quality mobile home for as low as $25,000. If you want a luxurious home with energy-efficient features, set aside around $60,000. These prices are still cheaper than tiny houses, which at the very least cost about $75,000.

The maintenance costs for manufactured homes are also cheaper, thus offering financial freedom. In fact, you can do pretty much everything by yourself using these mobile home maintenance tips.

They Have More Space

One of the main challenges that tiny house owners face is the limited space. This is why tiny houses are not ideal for large families. As we mentioned, they only measure about 100–400 square feet.

If you are after a spacious home, look no further than a mobile home. Here, you can go for a single-wide manufactured home (see what is a single-wide mobile home) for smaller families, or a double-wide or triple-wide home for larger families.

Better Amenities and Modern Appliances

To start with, mobile homes are typically located in mobile home parks. In most cases, the parks are developed with some of the best amenities.

For instance, it is a common thing to find a swimming pool, playground, or even gym within the park. Most communities also come with spacious parking areas. You will even be lucky enough to get a pet park for your furry friends within the neighborhood. Checkout our list of top 10 mobile homes parks in Michigan here.

Additionally, mobile homes are developed under the strict HUD Code. As per these building codes, the homes must be designed for safety and energy-efficiency. Therefore, most appliances and fixtures employed in mobile homes are modern and energy-efficient. Learn how to make a mobile home more energy-efficient here.

Location Freedom

One reason why people love mobile homes is that they can be moved from one place to another. The homes are developed in a factory, and you have the freedom of situating them anywhere you want. Learn more about how mobile homes are built here.

With mobile homes, it becomes easier to relocate to a new location, especially when installed on a temporary foundation. For instance, if you land a job in a distant city, you can move with your home. With a site-built home, however, you will be forced to either rent it out or sell it. Learn how much it costs to move a mobile home here.

Cons

They are Not Self-Sufficient

For a mobile home to function well, there are different things you need to provide. This might include hook-up solutions and a dump station. For this reason, mobile homes tend towards not being self-sufficient.

Additional Fees and Permits

Apart from the cost of purchasing and utility bills, there are extra fees that you might be forced to pay depending on your state. There are also permits to be acquired, especially if you want to add to your existing structure or remodel it.

On the other hand, a tiny home is not bound by government regulations, thus no permits are required for renovations and extensions.

Mobile Homes Depreciate with Time

Forget about selling your mobile home at a profit in the future. Mobile homes pretty much always depreciate unless you attach them permanently to your lot. This is because they are considered personal property.

Tiny House

This dwelling has a much smaller square footage compared to the average house. For instance, while the average house in the U.S. is about 2,600 square feet, a tiny house comes with about 100-400 square feet.

Pros of Tiny Home Living

There are various reasons to consider a tiny house. Let’s discuss them below:

A Tiny Home is Mobile

Most people prefer tiny houses thanks to their mobility. You can simply hitch it at the back of your truck and drive it to the location of choice. In fact, some people have been taking these houses for vacations.

Various tiny houses are designed and built differently. For instance, it is a common thing to get solar panels in some of these units. Others are equipped with rainwater collection mechanisms, allowing you to park anywhere you want.

Other units are designed traditionally, however, thus the need to link them to water or electricity. You can only park these at dedicated spots. Regardless of your house’s design, the tiny house movement is an added benefit that you can not wish away.

Eco-Friendly and Sustainable

With environmental conservation being a global concern, there is a need to reduce the carbon footprint. Tiny houses have proven to reduce the carbon footprint in the atmosphere.

The houses are designed to offer you just the living space you need. This is different from a traditional house that offers unnecessary space. Having exactly what you need promotes a sustainable lifestyle and saves the environment from energy waste and inessential clutter.

According to a recent study, most tiny house owners saw their energy consumption reduce by 45% immediately after downsizing. You can reduce the carbon footprint further by using solar energy.

Additionally, tiny homes consume fewer construction materials compared to traditional homes. This will automatically reduce the amount of natural resources employed in their construction. Furthermore, you can reuse several second-hand materials to develop a tiny house.

Finally, tiny homes have a shorter construction time. This limits the pollution emitted and energy consumed, thus making the construction process environmentally friendly.

Tiny Homes Save a lot of Money

One reason people love tiny homes is their low cost of construction. You can reduce the cost even further by building everything yourself.

However, be warned that tiny homes with unique features and sophisticated finishes will cost you more. Tiny homes also provide the opportunity for accessing higher-end materials.

Apart from the low-construction costs, you are also likely to save money, especially on property taxes and air conditioning. This can be attributed to the house being smaller than normal homes. Since the internal space is smaller, you will also spend less on decorations.

Additionally, repairs are always cheaper thanks to their small area. This means that you will not require a lot of materials. The repairing process is also straightforward, and you should be able to manage it yourself.

It is Easy to Keep Clean

To start with, you will have a few things in a tiny home, and everything will fit somewhere within the unit. It is rare to let things pile up on your floor.

The house’s small size makes cleaning easier than in typical homes. We guarantee you that cleaning the tiny home will take only a few minutes.

Wide Design Options

For your information, tiny homes are custom designed and built. Therefore, the sky’s the limit to the design you choose. For instance, you can either go for a rustic or modern design.

We recommend choosing a tiny home design that either you or your family can relate to.

Cons

Despite the above advantages, tiny homes also present some disadvantages. Let’s consider them below:

Limited Space

One challenge you will experience with tiny homes is the limited spaces they come with. Most tiny houses measure between 100 and 400 square feet, which is much smaller than even a traditional RV. Therefore, they are not ideal for big families.

If you own a lot of things, a tiny house is not the best option for you. In fact, we recommend them only for smaller families or vacations.

Higher Cost than Mobile Homes

Even though tiny homes sometimes have a low construction cost, they are generally more expensive than mobile homes. The average home cost is about $75,000, and this could increase with any unique features and/or sophisticated finishes you implement.

You can easily reduce the cost by building the house yourself. However, you would be wise not to compromise house quality for cost.

Limited Storage Space

Generally, tiny homes are designed with less space, thus limiting the storage space. For this reason, you may be forced to leave some important things behind.

The Final Verdict

There are several considerations when selecting between a tiny house and a manufactured home. You must do thorough research to determine an option that meets your needs.

For instance, a tiny house would be perfect if you want a minimalist, sustainable, and nomadic lifestyle/family life.

However, we highly recommend mobile homes for their affordability and quality amenities. Additionally, these homes are more spacious than tiny houses. Just ensure you purchase your mobile home from a reliable dealer in the manufactured home industry, like Cedar Springs Mobile Estates.

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2 years ago · Justin Becker · Comments Off on Why Buy a Manufactured Home?

Why Buy a Manufactured Home?

Manufactured homes have greatly improved, especially after the introduction of the HUD Code in 1976. For instance, these homes come with better safety features, energy-efficient appliances, and great designs. So, the common question of ‘are manufactured homes safe,’ should no longer be in doubt.

Nevertheless, manufactured homes are still behind the quality of site-built homes. Despite this, they are still worth buying, especially because they are more affordable. With that said, should you still purchase a manufactured home if you have options?

In this article, we explore reasons why purchasing a manufactured home would be in your best interest.

Why Buy a Manufactured Home?

Why would you invest in a manufactured home and not a site-built home? Below are the reasons why:

Manufactured Housing Units are Affordable

Every customer is always looking for high-quality home options at an affordable cost. This is exactly what you get when you purchase a manufactured housing unit.

These homes are by far the best deals you will ever come across on the market. For your information, manufactured homes are mass-developed and produced in assembly lines, meaning they cost less to manufacture and, therefore, are cheaper to buy. Learn more about how mobile homes are built here.

Manufactured homes in the U.S. only cost about $87,100, on average, as of 2018. The cost may vary depending on the home’s design, size (square foot), and location. If you decide to invest in a manufactured home, expect to spend 50% less than you would on traditionally constructed counterparts, according to the Manufactured Housing Institute.

The lower cost of modular homes does present one challenge, however. They are considered personal property and not real property, making it difficult to get traditional mortgages. To secure traditional financing on a manufactured home, you must fix it on a permanent structure. Learn how to finance a mobile home here.

Manufactured Homes are Attractive

Many people who hear of manufactured homes think they are designed with cheap fixtures and old aluminum siding. However, these same people are surprised at the high quality of these homes when they set their eyes on them. For your information, today’s manufactured homes appear the same as traditional site-built homes, mainly due to the HUD Code for mobile homes.

These homes present a definite curb appeal thanks to having gorgeous landscaping, bow windows, quality vinyl siding, and exciting interior designs. In fact, the interior is designed with fireplaces, granite countertops, modern kitchens, stainless steel appliances, well-designed floors, and vaulted ceilings.

Additionally, you can customize the manufactured homes to meet your expectations. Contact the manufacturer if you seek to add certain features like walk-in closets to make the home more attractive. Checkout our top 10 manufactured home dealers in Michigan.

The Homes are Versatile and Customizable

Take a situation where you own a site-built home in one city, but get a job transfer to another city. In this case, you can’t move with your house to the new city. The least you can do is rent the home out or sell it to get the money and purchase a new one in the new city.

Luckily, this is not the case with a mobile unit. With it, you can easily move everything from one place to another. You just need to find a reliable mobile unit mover to care for everything. Here is how much it costs to move a mobile home.

Like traditional homes, you can easily customize your home by making upgrades and adding finishes that meet your personality and lifestyle. This might include repainting the walls or adding energy-efficient features. Learn more on how to make a mobile home more energy-efficient here.

You will Get a Sense of Community

We all know that most manufactured homes are placed in a manufactured home community. While mobile home living in a park is not as exciting as settling in a suburban or urban development, it presents a sense of community you surely will not get in a suburb.

Apart from getting a spacious compound, you will also be closer to your neighbors. This will improve interactions with everyone within the community.

Manufactured home communities present a chance to meet new people. For your information, there are group events and social activities, including fitness and games, that you can participate in to interact with your neighbors. From such, you can build lasting friendships and relationships.

High-Quality and Safety

Before 1976, manufactured homes were built without standards or regulations. However, the HUD Code was introduced in 1976 to guide the development of these homes. The code was put in place to guarantee the quality and safety of manufactured homes.

First, these homes are developed in an indoor facility where materials and build time is not affected by weather changes. The homes also undergo a thorough inspection to ensure they meet the required standards.

Additionally, modern technology is incorporated into manufactured home development and design. For instance, they have advanced anchoring systems to withstand the high winds. Learn more about wind zone ratings for mobile homes here.

Quicker Construction Speed

One thing that many appreciate about manufactured homes is that they have a quick construction time. As per the U.S. Census Bureau, mobile homes can be developed and installed within two months. This is shorter than the average time it takes to complete a site-built home, which is about eight months.

Additionally, the manufactured housing construction process is environmentally friendly. For your information, they are developed in a humidity and temperature-controlled facility, thus emitting less construction waste in the process. In fact, they produce at least 40% less waste than stick-built homes.

They Hold Value Better than Ever Before

We all know that market conditions determine the home’s value. Though mobile homes have been known to lose value overtime in the past, manufactured homes have been not only keeping their value, but actually increasing in value just like stick-built homes. This means that an increase in home value in certain places will also translate into an increase in the price of manufactured homes.

For this reason, mobile home owners now can build equity or wealth over time that they can translate into cash. Learn how to increase the value of a mobile home here.

Mobile Homes are Energy-Efficient

Do you want to settle in a home where you will pay less in energy bills? If yes, then we recommend manufactured homes without second thoughts.

Thanks to the HUD Code, manufactured homes are designed with energy-efficient features. It is common to come across Energy Star-certified appliances in these homes due to the standards put in place by EPA.

If you purchase a mobile unit, expect to save at least 27% more energy than site–built homes. This means that you will pay less and save more on utility bills. Here is everything you need to know about mobile home expenses.

You Can Get Manufactured Home Loans

If you decide to purchase a manufactured home, but lack enough funds, you can access different loans for mobile homes in parks to facilitate the purchase. However, you will not be able to access a traditional mortgage. Let’s consider the available loan options below:

Conventional Loans

A manufactured home is considered personal property and not a real property asset, unless you fix it on a permanent home foundation. For this reason, it becomes difficult to access conventional loans from lenders.

With that said, getting conventional loans becomes possible if the home meets certain criteria. Here, you can either access loans from Fannie Mae or Freddie Mac.

FHA Loans

Can you buy a mobile home with a FHA loan? The FHA (Federal Housing Administration) offers these loans and are available with lower credit and a fixed interest rate. Here, you can access Title I or Title II loans. Title I loans only finance the manufactured home purchase, while Title II loans finance both land and the home.

VA Loans

Can you buy a mobile home with a VA loan? A VA loan also finances the manufactured home and the lot it sits on. However, these loans are only available to veterans and those who qualify for active service.

To qualify for this loan, your manufactured home should meet HUD guidelines and have a permanent foundation.

Personal Loans

These loans do not come with restrictions like the other options. You can even get $100,000 from lenders to purchase your home here. However, be prepared to pay high interest; sometimes as high as 20%.

Chattel Loans

You can purchase manufactured homes and other properties, such as boats and cars, with chattel loans. However, expect lower loan limits and shorter terms with chattel mobile home financing, compared to mortgages.

The manufactured home you are financing will also be held as collateral. Therefore, failure to pay for the loans could lead to the home being taken.

Disadvantages of Purchasing Manufactured Homes

Even though purchasing a manufactured home presents several benefits, you will also encounter some drawbacks. For instance, since manufactured homes are considered personal property, they are typically expensive to finance. For example, taking a chattel loan will have a higher interest rate than a traditional mortgage.

Another disadvantage is if you have your mobile home in a manufactured home park, the landlord might decide to evict you for breaking their community rules. In this case, you might be forced to sell your home or move it immediately. For the case of selling, mobile homes are sometimes difficult to resell; thus presenting the challenge of getting a buyer.

Finally, manufactured homes are not usually anchored on a permanent foundation. In case of a natural disaster like a storm or earthquake, they can be easily exposed to damage. Just be sure to weigh the pros and cons of manufactured homes before committing.

Conclusion

Without a doubt, manufactured homes offer a cost-effective housing option when compared to site-built homes (see our manufactured homes vs. stick-built guide). Additionally, they are versatile and offer a sense of community. Furthermore, you can easily get loans to purchase the homes.

With all this being said, they also present different disadvantages that you should be aware of. All in all, purchasing a manufactured home might be the best housing decision you will ever make.

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2 years ago · Justin Becker · Comments Off on Pros and Cons of Manufactured Homes

Pros and Cons of Manufactured Homes

Are you debating whether or not to buy a mobile home? It can be intimidating to invest in something you have no experience with, but it does not have to be.

Understanding the ins and outs of the manufactured housing industry will help you avoid being swayed by negative stereotypes that you may have heard about in the mainstream media or on social media.

Mobile homes are home to more than 17 million people in the United States, making them a popular housing option for many individuals. The manufactured homes’ affordability has sparked a surge in demand, which is expected to continue for many years to come.

Pros and Cons of Manufactured Homes

If you are debating whether to buy a mobile home or a stick-built home, the best approach in deciding is to analyze the advantages and disadvantages of each.

That said, this article will break down all the pros and cons of mobile homes and help you make a better judgment about housing.

What is a Manufactured Home?

A manufactured home refers to housing that is constructed in a factory and then transported to the desired location for installation. Unlike site-built homes, manufactured homes take less time to construct and are delivered to the desired location.

Types of Manufactured Homes

Before thinking of buying a mobile or manufactured home, here are the types of housing you need to know:

Single-Wide Mobile Home

Single-wide mobile homes are the smallest of all manufactured housing options. They range in size from 600 to 1,330 square feet. Single-wides are 18 feet wide or smaller and should not exceed 80 feet in length.

Single-wides are quite inexpensive and could be an excellent choice for secondary or vacation homes. A used single-wide mobile home would typically cost you between $10,000 and $25,000.

Double-Wide Mobile Home

A double-wide home is basically two single sections joined together, offering a bigger living space than a single-wide home. A double-wide often consists of a minimum of three bedrooms and two bathrooms.

Double-wides can be an ideal choice if you have a bigger family because of its larger living space compared to single-wides. Generally, a double-wide has been built to resemble the modern trends in housing style.

Buying a double-wide mobile home means you have more freedom regarding customization. On average, a used double-wide mobile home will cost you between $50,000-$60,000.

Triple-Wide Mobile Home

Triple-wide homes consist of three sections joined together. This is why it is often referred to as a multi-section home. They are similar to a standard stick-built home, with numerous bedrooms and amenities. Due to their higher cost, triple-wides are not as popular as single and double-wides.

Pros of Manufactured Homes

Mobile homes have a number of benefits that set them apart from other types of dwellings. Here are several advantages to mobile houses that you should be aware of:

Affordability

Mobile homes are generally less expensive than real estate homes (real property). In fact, they are up to 30% cheaper. For example, a stick-built home could cost $300,000 while a triple-wide home costs upwards of $150,000 and the average price of a new double-wide is $90,000.

In addition, according to the Manufactured Housing Institute, the cost of building mobile homes is $55 per square foot versus $114 per square foot for a stick-built home.

Flexibility

If you decide to relocate your mobile home after it has been installed, you can load it onto the back of a truck and transport it to your new site. For stick-built homes, the same cannot be said; you will need to sell the house first before relocating because it is built on a permanent foundation.

It takes time to sell a real estate property, so you might need to look for real estate agents to help you find a buyer quickly.

Furthermore, the majority of mobile home parks in Michigan are conveniently located near key amenities, like schools, retail malls, and downtown areas, to name a few. As a result, it will be easier to obtain anything in a short period of time.

If you move around a lot, buying or renting a manufactured home is always a better choice than buying a real estate/traditional home or renting an apartment. Why is that so? For one thing, a mobile home allows you to relocate with ease; and for another, it allows you to live a stick-built house lifestyle while paying less.

Less Maintenance

For many prospective homeowners, repairs and maintenance are a huge issue. It entails a significant monthly expenditure to maintain the residence in the desired condition. When plumbing fails, it is usually the homeowner’s responsibility to contact a plumber. Mobile home owners, on the other hand, do not have as much of a repair and maintenance load.

If the manufactured home is in a community, the park manager is usually in charge of a large portion of the maintenance. When it comes to maintenance responsibilities, it is crucial to refer to your lease agreement constantly.

Customizable

The best thing about the manufactured housing industry is that you can customize your home to your desired style. In comparison to homes constructed before 1976, modern manufactured homes are built with modern materials and techniques that allow for more interior and exterior customization.

Speed

On average, traditional home construction/site-built construction takes about 7.5 months to complete. Why wait longer for a home to be built and spend more money in the process when you can spend less and have your home built in a factory (building process) in a matter of days to a few months?

A manufactured home has an advantage over other types of housing because of the speed with which it is built. All you have to do is provide a recommendation for how you want the house to look and then wait for the construction to be completed.

Manufactured Home Community Living

Mobile home parks provide an ideal living environment for families. Most parks offer a variety of attractions, such as a playground for children, and are conveniently positioned near schools and other necessities. Often, the park managers organize events that bring residents together in order to increase social interaction.

Access to Amenities

Manufactured home communities provide a wide range of amenities that are not available in private residences. Typically, you will have access to a swimming pool, a fitness center, a playground, and/or a clubhouse, among other amenities at the park.

To have the same benefit as a site-built homeowner, you may need to build a swimming pool or belong to a country club, which will cost you extra money.

Cons of Mobile Homes

Although manufactured housing provides numerous advantages, there are certain drawbacks to be aware of:

Financing

Since mobile homes are considered personal property (not real property or a real asset), they are not eligible for conventional financing. This is usually one of the major drawbacks if you need to finance your home with a mortgage loan.

Although mobile homes are not eligible for conventional loans, you may still get your home financed through personal property loans, such as FHA loans, VA loans, and chattel mobile home financing, among others.

Rules and Regulations

The rules and regulations governing mobile homes are a major stumbling hurdle. Each state has its own set of rules or due processes for mobile homes. This could include, for example, wind zone regulations that all homeowners must follow.

Value

Generally, since mobile homes do not appreciate in value, future returns are unlikely. However, this is not to say that your house will not appreciate in value. The value of your property will grow if you build it on private land, and repair and maintain it according to industry standards.

Things to Know Before Buying a Manufactured Home

Before you go out and buy a manufactured home, here are some things to consider:

The Year of Construction

The age of your manufactured home will affect your chances of securing a loan from a mobile home lender. So, before you go out and buy a manufactured home, find out what year it was built. Most lenders tend to turn down loan applications from mobile homes manufactured before 1976.

According to the U.S. Department of Housing and Urban Development (HUD Code), mobile homes have a life expectancy of between 30 to 55 years. With that said, most manufactured homes outlast these numbers. It is essential to examine that your home is installed correctly and typically follows the best practices for repairs and maintenance.

Code Compliance

Does the mobile home adhere to the HUD Code? When considering purchasing a mobile home, this should be among your top concerns. When the HUD Code was enacted in 1976, the purpose was to improve the quality standards of manufactured homes.

The HUD Code brought about a number of significant changes, including making mobile homes energy-efficient and providing high-quality amenities (today’s manufactured homes).

The best thing to do before buying a manufactured home is to locate a mobile home inspector to determine the state of the home. Following the inspection, you will receive a detailed report about the house that will indicate whether or not it is fit for occupancy.

Mobile Home Park vs. Private Land

Where are you going to put the manufactured home if you decide to get one? If you intend to move into a manufactured home park, be aware that you will be paying a lot rent each month, just like you would with a typical apartment. On the other hand, be aware of the advantages and disadvantages of private land if you decide to go that path.

For instance, most mobile homes for sale in a park offer access to amenities that you might not get if you place your home on private land. So, if you choose to put it on private property, you choose to forgo these advantages. With that said, choosing suitable land may provide you with a lot more privacy than manufactured home communities.

Plan Your Manufactured Home Financing

Do you require loans for mobile homes to purchase your future home? Do you have the minimum credit score needed to qualify for a loan for a manufactured home? Most manufactured home mortgage lenders require a minimum credit score of 580 to 620.

If your score is lower than this, don’t worry; financing may still be available at a higher rate. For example, to reduce the risk of default, the lender would charge you a higher interest rate and demand a greater down payment.

Make sure your income stream is stable to avoid missing payments in the future which could harm your credit history.

Generally, as personal property, manufactured homes are not qualified for standard loans, meaning you need to plan for financing in advance.

Final Thought

Mobile homes are an excellent choice for housing. Whether you rent mobile homes in Cedar Springs, MI or buy one, you will be able to benefit from a variety of advantages, including affordability compared to stick-built homes, flexibility, and customization potential.

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